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Real Estate Matters Ilyce Glink

When buying out other heirs, go easy on discount for fractional shares
Q: My mother and I equally owned a duplex. Upon her death, I received half her share in the property and the remaining half went to the two adult children of her son. They each now own a one-eighth share in the home and I would like to purchase their shares.

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Timing is everything when selling a home
When it comes to real estate investments, I like to say I have impeccable timing ó all bad.

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It can be hard to find a truly maintenance-free home
My hot water heater is going. And, thereís a crack in a piece of siding, thanks to my sonís penchant for playing basketball in the driveway.
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Credit, loan nightmares can be solved with time
Q: Iím in a real mess and donít know what to do. My wife and I have owned our Atlanta home for about seven years. We refinanced about two-and-a-half years ago in my name only (my credit was bad but hers was worse) into a two-year adjustable rate mortgage (ARM) with a 9.5 percent interest rate.
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Credit repair takes some time before youíre able to get a loan
Q: My husband and I filed for bankruptcy and our home went into foreclosure about a year ago. We want to own another home some day and have been trying to straighten up our credit by making an effort to pay our bills on time. How long do you think this will take us? Will it be possible to obtain another mortgage with a foreclosure in our past? If we have a good down payment, would that be beneficial?

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Donít depend on homeís value to pay off your debt
Q: Weíve been in our house about five years and plan to stay for a while. We refinanced about 18 months ago to pay off credit card debt. Now, we have credit card debt again and little equity, but need to make home repairs that could be costly. What do you suggest as far as a home equity line of credit or other methods to raise more cash?

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Real Estate Professionals
Carol O'meara
Carol O'Meara
Home Style
Mary Carol Garrity
Mary Carol
Divine Design
Candice Olson
Candice Olson
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