Dianne Stow
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Real-estate
Real Estate Matters Ilyce Glink

5/18/2007
It can be hard to find a truly maintenance-free home
My hot water heater is going. And, thereís a crack in a piece of siding, thanks to my sonís penchant for playing basketball in the driveway.
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5/11/2007
Credit, loan nightmares can be solved with time
Q: Iím in a real mess and donít know what to do. My wife and I have owned our Atlanta home for about seven years. We refinanced about two-and-a-half years ago in my name only (my credit was bad but hers was worse) into a two-year adjustable rate mortgage (ARM) with a 9.5 percent interest rate.
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5/4/2007
Credit repair takes some time before youíre able to get a loan
Q: My husband and I filed for bankruptcy and our home went into foreclosure about a year ago. We want to own another home some day and have been trying to straighten up our credit by making an effort to pay our bills on time. How long do you think this will take us? Will it be possible to obtain another mortgage with a foreclosure in our past? If we have a good down payment, would that be beneficial?


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4/27/2007
Donít depend on homeís value to pay off your debt
Q: Weíve been in our house about five years and plan to stay for a while. We refinanced about 18 months ago to pay off credit card debt. Now, we have credit card debt again and little equity, but need to make home repairs that could be costly. What do you suggest as far as a home equity line of credit or other methods to raise more cash?


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4/20/2007
Rules for home sellers in a buyerís market
Well, the housing market finally slowed down in 2006, and some sellers began to experience the pangs normally associated with a buyerís market: longer listing times, higher commissions and low-ball offers.


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4/13/2007
Undisclosed easement causes problems for owner
Q: A title company insured my home and failed to disclose a slope easement in favor of the city. Eucalyptus trees growing on this back slope are constantly shedding leaves in my swimming pool/yard.


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