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NOTICE OF PUBLIC TRUSTEE SALE Sale No. 06-0261 TO WHOM IT MAY CONCERN: This Notice is given with regard to the following described Deed of Trust: Delores Elizabeth Ochoa Original Grantor(s) MERS as nominee for Finance America, LLC dba FinAm, LLC Original Beneficiary MERS As Nominee For THE CIT GROUP/CONSUMER FINANCE, INC. Current Beneficiary May 31, 2005 Date of Deed of Trust June 3, 2005 Recording Date Larimer County of Recording Book n/a, Page n/a Reception No. 2005-0045135 Recording Information YOU ARE HEREBY NOTIFIED that the owner of the evidence of debt, the original principal balance of which was One Hundred Eighteen Thousand Four Hundred and 00/100 Dollars ($118,400.00), and which is secured by the Deed of Trust described above, has filed written election and demand for sale as provided in said Deed of Trust. The outstanding principal balance due and owing upon the evidence of debt secured by the above-described Deed of Trust being foreclosed is One Hundred Eighteen Thousand Two Hundred Thirty Five and 67/100 ($118,235.67). The real property being foreclosed is all of the property encumbered by said Deed of Trust, and is described as follows: LOTS 6 AND 7, BLOCK 1, WELCH ADDITION TO THE TOWN OF BERTHOUD, COUNTY OF LARIMER, STATE OF COLORADO. a/k/a 117 Mountain Avenue, Berthoud, CO 80513 THE LIEN OF THE DEED OF TRUST BEING FORECLOSED MAY NOT BE A FIRST LIEN. THEREFORE, notice is hereby given that I will, at ten o'clock A.M., on Wednesday, May 24, 2006, at the lobby of Rocky Mountain Building, 315 W. Oak, Ft Collins, Colorado, sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), the heirs, successors and assigns of the Grantor(s), for the purpose of paying the indebtedness provided in said note and Deed of Trust, attorney fees, and the expenses of sale, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. DATED: April 7, 2006 ANGELA DAZLICH Public Trustee of the County of Larimer Attorney for owner of evidence of debt: THE LAW FIRM OF JOHN A. LOBUS, P.C. 710 Kipling Street, Suite 402 Lakewood, Colorado 80215 (303)232-5606 This is an attempt to collect a debt. Any information provided can be used for that purpose. Publish: Loveland Daily Reporter-Herald April 14, 21, 28, May 5, 12, 2006

NOTICE OF PUBLIC TRUSTEE SALE Sale No. 06-0344 TO WHOM IT MAY CONCERN: This Notice is given with regard to the following described deed of Trust: DELL WAYNE GAILEY AND KAREN L. GAILEY, HUSBAND AND WIFE Original Grantors NORWEST MORTGAGE, INC. Original Beneficiary WELLS FARGO BANK, N.A. Current Owner of Evidence of Debt DECEMBER 2, 1997 Date of Deed of Trust DECEMBER 9, 1997 Recording Date of Deed of Trust LARIMER County of Recording 97082100 Recording Information of Deed of Trust YOU ARE HEREBY NOTIFIED that the owner of the evidence of debt, the original principal amount of which was Two Hundred Ninety Thousand, Two Hundred Fifty and No/100s ($290,250.00) Dollars, which is secured by the Deed of Trust described above, has filed a written election and demand for sale as provided in said Deed of Trust. The outstanding principal balance due and owing upon the evidence of debt secured by the above-described Deed of Trust being foreclosed is Two Hundred Sixty Seven Thousand, One Hundred Thirteen and 25/100s ($267,113.25) Dollars. The real property being foreclosed is all of the property encumbered by said Deed of Trust, and is described as follows: LOT 2, WESTRIDGE ESTATES P.U.D., COUNTY OF LARIMER, STATE OF COLORADO. Also known and numbered as: 4650 Westridge Drive, Fort Collins, CO 80526. Together with all appurtenances, fixtures, rents, issues, and profits, water, ditch and reservoir rights, however evidenced, appertaining thereto or used in connection therewith. THE DEED OF TRUST BEING FORECLOSED MAY NOT BE A FIRST LIEN. THEREFORE, NOTICE IS HEREBY GIVEN that I will, at ten o'clock in the forenoon of Wednesday, June 21, 2006 in the office of the Public Trustee at the lobby of the Rocky Mountain Building, 315 W. Oak Street, Fort Collins, CO, County of Larimer, State of Colorado, sell at public auction to the highest and best bidder for cash, the real property described above, and all interest of said Grantor, their heirs, successors and assigns, for the purpose of paying the indebtedness provided in the underlying Promissory Note and Deed of Trust, attorney fees, and expenses of sale, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. THE LAW FIRM OF BROWN, BERARDINI & DUNNING, P.C., IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED May 5, 2006 ANGELA DAZLICH, PUBLIC TRUSTEE OF THE COUNTY OF LARIMER, STATE OF COLORADO By: Tricia L. Gabriel, Deputy 315 W. Oak St., Room 400, Fort Collins, CO 80522 Telephone No.: (970) 498-7453 BROWN, BERARDINI & DUNNING, P.C. Neal K. Dunning, #10181 2000 South Colorado Blvd. Tower Two, Suite 700 Denver, Colorado 80222 Telephone: 303-329-3363 Publish: Loveland Daily Reporter-Herald May 12, 19, 26, June 2, 9, 2006

NOTICE OF PUBLIC TRUSTEE"S SALE No. 06-0257 To Whom it May Concern: This Notice is given with regard to the following described Deed of Trust: Original Grantor of Deed of Trust (Borrower) Flying Heights, LLC, a Colorado Limited Liability Company Original Beneficiary of Deed of Trust Home State Bank Current owner of the evidence of debt secured by the Deed of Trust Home State Bank Date of Deed of Trust May 27, 2004 Recording Date of Deed of Trust June 4, 2004 County of Recording Larimer Reception No. of Recorded Deed of Trust 2004-0054522 Book and Page of Recorded Deed of Trust N/A YOU ARE HEREBY NOTIFIED that the owner of the evidence of debt, the original principal of which was $1,976,250.00 and which is secured by the Deed of Trust described above, has filed written Election and Demand for Sale as provided in said Deed of Trust. The outstanding principal balance due and owing upon the evidence of debt secured by the above-described Deed of Trust being foreclosed is $654,225.89 as of March 21, 2006. The real property being foreclosed is all of the property encumbered by said Deed of Trust, and is described as follows: LOTS 1 THROUGH 7, INCLUSIVE AND TRACTS A AND B, CHEROKEE FLYING HEIGHTS, P.D.P. COUNTY OF LARIMER STATE OF COLORADO, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters. purported common address: 101 and 105 South Taft Hill Road, Fort Collins, CO 80521. assessor's schedule or parcel number: unknown THE LIEN OF THE DEED OF TRUST BEING FORECLOSED MAY NOT BE A FIRST LIEN. THEREFORE, NOTICE IS HEREBY GIVEN that I will, at 10:00 o'clock a.m., on the date of Wednesday, May 24, 2006, at the lobby of the Rocky Mountain Building, 315 W. Oak Street, Fort Collins, CO (Larimer County), sell at public auction to the highest and best bidder for cash, the real property described above, and all interest of said Flying Heights, LLC, a Colorado Limited Liability Company, the heirs, successors and assigns of said Flying Heights, LLC, a Colorado Limited Liability Company, for the purpose of paying the indebtedness provided in said evidence of debt and Deed of Trust, attorneys' fees, and the expenses of sale, and will deliver to the purchaser a certificate of purchase, all as provided by law. LIGGETT, SMITH & WILSON, P.C. IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION PROVIDED WILL BE USED FOR THAT PURPOSE. Date April 7, 2006 Angela Dazlich, Public Trustee, Larimer County, State of Colorado By: Tricia L. Gabriel Deputy Public Trustee Publish: Loveland Daily Reporter-Herald April 14, 21, 28, May 5, 12, 2006

NOTICE OF PUBLIC TRUSTEE"S SALE No. 06-0296 To Whom it May Concern: This Notice is given with regard to the following described Deed of Trust: Original Grantor of Deed of Trust (Borrower) James A. Woods and Juanita Woods Original Beneficiary of Deed of Trust Centennial Bank of the West Current owner of the evidence of debt secured by the Deed of Trust Centennial Bank of the West Date of Deed of Trust March 30, 2004 Recording Date of Deed of Trust April 12, 2004 County of Recording Larimer Reception No. of Recorded Deed of Trust 2004-0034001 Book and Page of Recorded Deed of Trust N/A YOU ARE HEREBY NOTIFIED that the owner of the evidence of debt, the original principal of which was $134,000.00 and which is secured by the Deed of Trust described above, has filed written Election and Demand for Sale as provided in said Deed of Trust. The outstanding principal balance due and owing upon the evidence of debt secured by the above-described Deed of Trust being foreclosed is $126,004.22 as of March 22, 2006. The real property being foreclosed is all of the property encumbered by said Deed of Trust, and is described as follows: Condominium Unit D453, Building D, Denver Avenue Commercial Park Condominiums Supplement No. 1 According to the Condominium Map recorded January 24, 2002 at Reception No. 2002008535 and subject to the Condominium Declarations recorded November 5, 2001 at Reception No. 200199066 and First Amendment to Condominium Declaration recorded January 24, 2002 at Reception No. 2002008536. Subject to the terms, conditions, and obligations as contained in said declarations. County of Larimer, State of Colorado, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters. purported common address: 453 N. Denver Avenue, Loveland, CO 80537 assessor's schedule or parcel number: 85184-65-012 THE LIEN OF THE DEED OF TRUST BEING FORECLOSED MAY NOT BE A FIRST LIEN. THEREFORE, NOTICE IS HEREBY GIVEN that I will, at 10:00 o'clock a.m., on the date of Wednesday, June 7, 2006, at the lobby of the Rocky Mountain Building, 315 W. Oak Street, Fort Collins, CO (Larimer County), sell at public auction to the highest and best bidder for cash, the real property described above, and all interest of said James A. Woods and Juanita Woods, the heirs, successors and assigns of said James A. Woods and Juanita Woods, for the purpose of paying the indebtedness provided in said evidence of debt and Deed of Trust, attorneys' fees, and the expenses of sale, and will deliver to the purchaser a certificate of purchase, all as provided by law. LIGGETT, SMITH & WILSON, P.C. IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION PROVIDED WILL BE USED FOR THAT PURPOSE. Date April 21, 2006 Angela Dazlich, Public Trustee, Larimer County, State of Colorado By: Tricia L. Gabriel Deputy Public Trustee Publish: Loveland Daily Reporter-Herald April 28, May 5, 12, 19, 26, 2006

NOTICE OF PUBLIC TRUSTEE"S SALE No. 06-0297 To Whom it May Concern: This Notice is given with regard to the following described Deed of Trust: Original Grantor of Deed of Trust (Borrower) James A. Woods and Juanita Woods Original Beneficiary of Deed of Trust Centennial Bank of the West Current owner of the evidence of debt secured by the Deed of Trust Centennial Bank of the West Date of Deed of Trust March 30, 2004 Recording Date of Deed of Trust April 12, 2004 County of Recording Larimer Reception No. of Recorded Deed of Trust 2004-0034002 Book and Page of Recorded Deed of Trust N/A YOU ARE HEREBY NOTIFIED that the owner of the evidence of debt, the original principal of which was $134,000.00 and which is secured by the Deed of Trust described above, has filed written Election and Demand for Sale as provided in said Deed of Trust. The outstanding principal balance due and owing upon the evidence of debt secured by the above-described Deed of Trust being foreclosed is $126,004.22 as of March 22, 2006. The real property being foreclosed is all of the property encumbered by said Deed of Trust, and is described as follows: Condominium Unit D455, Building D, Denver Avenue Commercial Park Condominiums Supplement No. 1 According to the Condominium Map recorded January 24, 2002 at Reception No. 2002008535 and subject to the Condominium Declarations recorded November 5, 2001 at Reception No. 200199066 and First Amendment to Condominium Declaration recorded January 24, 2002 at Reception No. 2002008536. Subject to the terms, conditions, and obligations as contained in said declarations. County of Larimer, State of Colorado, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters. purported common address: 455 N. Denver Avenue, Loveland, CO 80537 assessor's schedule or parcel number: 85184-65-013 THE LIEN OF THE DEED OF TRUST BEING FORECLOSED MAY NOT BE A FIRST LIEN. THEREFORE, NOTICE IS HEREBY GIVEN that I will, at 10:00 o'clock a.m., on the date of Wednesday, June 7, 2006, at the lobby of the Rocky Mountain Building, 315 W. Oak Street, Fort Collins, CO (Larimer County), sell at public auction to the highest and best bidder for cash, the real property described above, and all interest of said James A. Woods and Juanita Woods, the heirs, successors and assigns of said James A. Woods and Juanita Woods, for the purpose of paying the indebtedness provided in said evidence of debt and Deed of Trust, attorneys' fees, and the expenses of sale, and will deliver to the purchaser a certificate of purchase, all as provided by law. LIGGETT, SMITH & WILSON, P.C. IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION PROVIDED WILL BE USED FOR THAT PURPOSE. Date April 21, 2006 Angela Dazlich, Public Trustee, Larimer County, State of Colorado By: Tricia L. Gabriel Deputy Public Trustee Publish: Loveland Daily Reporter-Herald April 28, May 5, 12, 19, 26, 2006

NOTICE OF PUBLIC TRUSTEE"S SALE Public Trustee No. 06-0262 To Whom it may Concern: This Notice is given with regard to the following described Deed of Trust: Grantor: Charles M Wilson III and Kimberly A Wilson and Charles M Wilson Jr Original Beneficiary: Bank One, NA Current Owner of the Evidence of Debt: JPMorgan Chase Bank, NA successor by merger to Bank One, NA Date of Deed of Trust: September 30, 2002 Recording Date of Deed of Trust: October 11, 2002 Original Principal Amount of Evidence of Debt: $301,517.00 Outstanding Principal Amount of Evidence of Debt as of the date hereof: $295,127.91 County of Recording: Larimer Book and Page No. or Reception No. of Recorded Deed of Trust: as Reception No. 2002107975 Legal Description of Real Property: THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE CITY OF FORT COLLINS, COUNTY OF LARIMER AND STATE OF COLORADO: LOT 382, RIDGEWOOD HILLS P.U.D., THIRD FILING, COUNTY OF LARIMER, STATE OF COLORADO: BY FEE SIMPLE DEED FROM MELODY HOMES, INC., A DELAWARE CORPORATION AS SET FORTH IN INSTRUMENT NO. 2001023273, DATED 3/16/2001 AND RECORDED 3/30/2001, LARIMER COUNTY RECORDS. Also known as: 7108 Avondale Rd, Ft Collins, CO 80525 THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. JPMorgan Chase Bank, NA successor by merger to Bank One, NA, the owner of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law in said Deed of Trust; THEREFORE, Notice is Hereby Given that I will, at ten o"clock in the forenoon of Wednesday, May 24, 2006 at Public Trustee office at 315 W. Oak Street, Room 400, Fort Collins, CO 80521-, sell at public auction to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)" heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys" fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. THE LAW FIRM OF ARONOWITZ AND FORD, LLP IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: April 7, 2006. Angela Dazlich Public Trustee of Larimer County By: Angela Dazlich Public Trustee Attorney: Aronowitz and Ford, LLP Robert J. Aronowitz, Esq Reg. No. 5673/Stacey L. Aronowitz, Esq. Reg. No. 36290 Joel T. Mecklenburg, Esq. Reg. No. 36291 1615 Downing Street Denver, Colorado 80218 Telephone: (303) 813-1177 Publish: Loveland Daily Reporter-Herald April 14, 21, 28, May 5, 12, 2006

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